College Experience Essay

Growing up college was never an alternative for me; I finished high school and moved from Cuba to the United States. English was a language that seemed impossible for me and in my perspective; I thought I could get by with owning a business and living off of that. When tax season arrived like every year I had my accountant do them for me, nonetheless, I reviewed my business taxes and figured out that there were inaccuracies. I decided to ask the manager of H&R Block near my business to overlook my taxes for me and while I explained the inconsistencies discovered, she suggested that I should become an accountant. That’s when my college experience began, where I hoped to acquire knowledge in accounting, learn towards other subjects, and acquire traits that have been difficult for me to attain. Speech was one of the first classes I took and noticing the struggle I was having with the language, I began to feel overstressed and felt the need to quit. The professor of the class overheard me stating to my classmate that I didn’t think I can handle the class, she interfered in the conversation and began encouraging me to take it and alleged to not lose hope and continue fighting for my dreams. Giving me motivation and inspiration, I decided to stay in college because of the professor. I continued my courses and began to learn step by step procedures on accounting and the right ways to do so. My knowledge began to increase and my interest in the accounting field began to grow. Being in college has given me the ability to learn not only accounting but other subjects such as Literature, English, Ethics, and other related subjects that provided me with the motivation I needed to proceed in my education; in a blink of an eye I was receiving my associate’s degree of science in accounting â€Å"Magna Cum Laude†. This gave me the inspiration to move forward with my career and obtain my bachelor’s degree in accoun ting. Learning about other subjects helped me in improving my comprehension and helped me become more wise in not only academics but in life as well. My college experience was not something easy to deal with, it was emotionally stressing. Life’s pressure of maintaining a house, working and taking care of my children was a difficult thing to do while attending college. One of the most challenging obstacles in college are the assignments, quizzes, and preparing for big tests. Not procrastinating is one of the things helped me deal with my stress. As soon as an assignment was given I would start on it right away to have more time afterwards to review and edit my work. Encouragement and motivation gave me the strength to continue when I thought I was never going to attain the ability to graduate from college. Knowledge was not the only thing I obtained from college. I learned to believe in myself, be more ambitious, and follow my dreams which were traits I thought I could never accomplish. I learned towards other subjects that made me an improved individual overall. I believe these are the key aspects to get through college successfully and wisely. These aspects helped me take the right steps into the future of my career and my life. Two classes away from graduating I hope that I will not only become a responsible, perseverant, and confident professional in my work field but as an individual as well.

Martha Stewart’s Loss Reputation Essay

Martha Stewart is a well-known and respected woman who represents the successful women that made it on their own in today’s society. Not only is she a stock broker, but her fashion, style, good taste, TV show and her line of house wares is what got her the popular publicity among many. When allegations against Martha Stewart surfaced many questioned her ethical actions. Due to allegations her profit reduces and the MSO dropped. Martha Stewart’s main target consisted of women who were attracted by her charisma. Let’s face it Martha was good at what she did, and women wanted to be like her by purchasing her products. Martha’s customers trusted her products and believed in its purpose. When the accusations rose against Martha, many started to question her ethical actions and wondered if they knew the real Martha and what she stood for. As days passed Martha continued to take the highlight of top new, at the same time her revenue reduced tremendously. As the profits went down, investors were getting ready to pay less and less for the shares of MSO. After doing some research on MSO financial statement I realized that MSO revenue has rapidly increasing before her reputation was harmed. In 1999 MSO total revenue was $232,314 and in 2001 it was $295,627. You can defiantly see the increase in the numbers. Even though the economy and MSO competition I would assume that the revenue would keep on rising if Martha’s reputation weren’t harmed. According to MSO financial statements, even though the MSO total revenue dropped to $212,433 in 2005, but by 2007 it was already up to $327,890. Based on total revenue predictions I would assume that the same would happen with the stock price. If Martha’s reputation was not harmed the stock price would have kept on increasing. Regardless of legal actions, in my view Martha was ethically wrong. When the allegations first rose if Martha was innocent she should of came forward and defended herself. At the same time complying with police investigation would of helped with her reputation. To a person like Martha Stewart $45,673 would not have been a good motivation to break the law and most importantly damage her reputation. If she didn’t do anything wrong she could of donated that money to charity, which will show her well intentions. Martha also could of made a donation to a local community at need. Insider training is not only illegal but it’s also unethical. Everyone deserves a chance at fair opportunity to make investment decisions. Regardless of Martha Stewart’s actions I still believe she was unethical and her actions is what caused harm to her reputation. Texaco: The Ecuador Issue â€Å"Around 1964 Texaco Inc. started operating through a subsidiary company TexPet in the Amazon region of Ecuador† (Brooks & Dunn, 2010). TexPet was a minor owner of the project and its partner was Petroecudar. Petroecuador is a government owned oil company. Overtime thanks to TexPet’s operations Ecuador greatly benefited, however at the time no one saw the bigger picture and long-time damages. Not only did Ecuador receive â€Å"approximately 98 percent of all money generated† (Brooks & Dunn, 2010), but it also helped the economy by providing more then 2,800 job positions. At this time it looks like Texaco was ethically wrong. They were doing their business, which they were very successful at. At the same time they are able to help out country at need. For the short-term everyone seemed to be perfectly okay with Texaco doing oil business in Ecuador. But then what happened? Even though Texaco has pulled out of the consortium in 1992, three big lawsuits were filed against them. By 1998, the $40 million remediation project was completed, which included clear lands were replaced, contaminated soil was remediated, and producing water systems were modified. This right here shows that Texaco had some kind of moral and ethical consideration towards their actions. â€Å"In 1994, a cancer study released by the Centre for Economic and Social Rights in New York confirmed the health problems in the region† (Gillis, 2011). After reading this article written by Gills, I would say that Texaco was ethically wrong for what they did, and Ecuador had every right to sue them in United States. There had to be some kind of truth behind Texaco knowing what the possible negative effects were going to be, and someone has to stop the companies from unethical behavior. In situation where oil spills were caused by natural disaster the company should not be held liable. If there was a documented earthquake and Texaco could prove that the oil spill damages were cause by the earthquake then they should not be held responsible. Every company should have procedures in place to prevent from oil spills in case of natural disaster and try to control the action as much as possible. They way there is always a plan A, B and C in place. While the three lawsuits had significant points, I must say that Texaco’s argument showed evidence of concern. After all they did spend $40 million on remediation project. This act shows that they were concerned about the outcome of their actions. But was it already late for their generosity? Their actions did not match their concerns at all, which makes my point more valid that they acted unethically. Where Were the Accountants? Norm, is a graduate student who is about to apply to an accounting firm for a job when he notices few issues that are bugging him. After applying what he has learned and the rules and regulations of GAAP, Norm came to conclusion that the actions taken were unethical and wrong. Considering that he is second guessing himself about becoming a professional accountant I would remind him what he has learned, what his beliefs are, and what the rules and regulations were of GAAP. First of all I would make sure to point out to Norm that he is a great accountant already for noticing those issues. Maybe those mistakes were made on purpose but maybe they were done by error with a poor judgment. Norm’s knowledge is fresh and he has so much to offer to every accounting firm that they would be lucky to have him. Next to his brilliance are his morals, which I would remind him of. The fact that he notices something wrong in those articles is big. But what is even bigger is that he is willing to do something about it. Trust is very big when it coms to accountants and its clients. Norm needs to keep in mind that he needs to establish a relationship based on trust with his future clients. Last but not least I would remind Norm that the best he can do is at all the time follow the rules and regulations of GAAP. If he sticks to the rules and regulations he will not have to worry about being in same position as those articles were. Anyone can do the job, but not everyone can do the job the right way. With that being said I would remind Norm of all the curses we took together and how we aced on all of them. Norm doesn’t need any help on figuring out what to do with his career. What he needs is a gentle reminder of what he knows and where his ethical stand is. As someone who went to school with Norm, I would make sure to tell him that I believe he would be a good accountant. Reference Brooks, L., & Dunn, P. (2010). Business &professional ethics for directors, executives & accountants. (5th ed.). Mason, OH: South-Western. Form 10-k: Martha stewart living omnimedia inc-mso. (2008, March 17). Retrieved from http://library.corporate-ir.net/library/96/960/96022/items/284892/10-K_as_Annual-Report.pdf Gillis, C. (2011, April 27). Ecuador vs. chevron-texaco: A brief history. Retrieved from http://www.counterspill.org/article/ecuador-vs-chevron-texaco-brief-history

Agesim 3

Thompson, 2006,comments that it is important â€Å"that due regard is given to questions of good practice in working with older people-that is, to the development of anti-ageist practice. † The Author will now discuss the above with particular attention drawn to Ageist &Anti-Ageist practice. The Theoretical framework applicable to aging & its implications on policy & practice within social care work with elderly people. Hughes & Mtezuka (1992) describes ageism as â€Å"the social process through which negative images of & attitudes towards older people, based solely on the characteristics of old age itself, result in discrimination. The Author whilst researching this topic came across various forms of ageist practices solely for the purpose of this essay several have been selected to briefly discuss. Firstly stereotyping all elderly people with less favourable assumptions such as â€Å"All elderly people are Dependent on Society. † â€Å"Ageism has the effect of under mining a sense of dignity and the self-esteem which partly depends on it. Ageism marginalizes, excludes and demoralises. †(Thompson, 2006. In Contrast with an Anti-Ageist practice where an assessment is recommended and an intervention is then put in place based on this assessment rather than on assumptions. According to Thompson â€Å"A key task within a programme of developing anti-ageist practice must therefore be the promotion of dignity and the enhancement of self-esteem-counterbalance to the prevalence of negative stereotypes. † A very Common Drawback in Ageist practice with social care workers is the applying of Medical terminology such as â€Å"treatment† and â€Å"diagnosis†. Whereas a less ageist approach would be in the utilization of social care terminology such as â€Å"Interventions† and â€Å"Assessments†, which have less of an impact on the Elderly persons Self-esteem and Self-Image, where becoming elderly is viewed as another stage in life rather than associated with illnesses such as strokes, heart attacks and deafness. A very visible Ageist practice is one, which was developed by the welfare state. Higgs (1998) discusses the welfare States role in producing or at least, reinforcing what can be described as â€Å"structured dependency. This is very evident in the implementing of the compulsory retirement age of 65 in Ireland, which Gerontologists categorize as â€Å"young old. † Where citizens lose their independence of earning and now rely on social funding and savings. For many elderly people reaching this retirement age can have various implications to their self-esteem and self worth. Social policies like so can be very exclusive, as Elderly people don’t have a voice when they can retire. However an Anti-Ageist practice is promoting interdependency & avoidance of a dependency nature and a change in exclusive ageist policies. The retirement age in England is to be abolished in October 2011 according to Age UK who campaigned for anti age discrimination legislation for four years a step, which would be welcomed in Ireland to abolish ageism and ageist practices. As Phillipson (1989) puts it: â€Å"Fostering the idea of interdependency needs, then, to become part of a new radical philosophy for work with older people. It provides recognition of the help older people need from us, as well as the rewards to be gained from giving this help. It also reminds us of the skills possessed by older people and the resources these might provide for activities and campaigns within the community. † Another familiar form of Ageist practice is the use of de-personalising terms. Terms of which are used in a very innocent manner but can be patronising towards elderly people. Examples of such terms are â€Å"Old dears† or â€Å"How are the girls? † when addressing elderly women, suggesting they are childlike which the Author will discuss later on. To avoid this Ageist practice a more Anti-Ageist practice should be adapted with more awareness of the use of language used when addressing elderly people. Lastly as briefly pointed out previously is the adaptation of Infantilisation within the ageist practice. Here Social care workers see Elderly people as if they are children with the rise of elderly abuse social care workers now see a strong need for protection however the ageist risk that comes with this is that elderly peoples decision making capacity is now looked at and within an ageist practice there voice is not heard. Norman (1987) once said â€Å"we deny them, as we deny children, the right to take responsibility for heir sexuality, their behaviour and their risk taking. † The Author shall now explore various theories in aging and how they impact on policy and practice in social care work with older people. The first theory to explore is that of Erikson 1992 is the last stage in his lifespan development this stage is â€Å"Ego Integrity v Despair. † This is experienced according to Erikison is at the later stage of adulthood 60 and over when the older person â⠂¬Å"experiences an increasing awareness of their limits of time-a realization of inevitable, impending death. () Which in turn creates a final life crisis where she reflects back on her life at what she has achieved and what she had failed to. Failure to achieve Ego Integrity causes the individual to experience feelings of anxiety hopelessness and despair. However it is said, â€Å"Those who use their growing capacity for philosophical reflection to achieve a degree of self satification are less fearful of death†(Bee, 2006. ) Havighursts anti-ageist Activity theory 1940 then in contrast to Erikison theory is based around denying aging for as long as possible and keeping active in the later stages of adulthood. Within the context of this theory, activity can be viewed broadly as physical or intellectual. Therefore, even with illness or advancing age, the older person can remain â€Å"active† and achieve a sense of life satification†() Cumming and henrys Disengagem ent theory of the 1960s is an ageist theory, which is focused around scaling down the elderly persons life. The question here to be asked is who disengages from whom is it the society disengages from the elderly person? Does the elderly person consciously decide to disengage or is it factors out of their reach, which causes society to disengage. Returning to again the compulsory retirement age society disengages from people age 65 and older in the work place. â€Å"Continuity theory is a theory of continuous adult development and adaptation. Adult development and aging, including the evolution of various components of the self, occur in the context of particular social structures†() This theory greatly contradicts the other theory’s where the lderly person is to come to terms with what they had achieved and failed, the immense of death, to deny aging and lastly disengage and scale down there life. However this theory suggests elderly people are just continuing living there life’s whether they were highly involved in the community or where passive and satisfied with there own company. However ageist practices and attitudes prohibit such where the elderly person is seen as vulnera ble, childlike, ill and taught to take the disengagement theory or Erikisons model to scale down ones life. Therefore the Author Concludes this essay where she has pointed out the importance thatâ€Å"due regard is given to questions of good practice in working with older people-that is, to the development of anti-ageist practice† over ridding ageist theorists assumptions of elderly people in today’s society. The Author has clearly pointed out visible ageist practices but has contrasted these with the appropriated anti-ageist practices. In addition to this the Author has explored theories in aging and has given several examples on how these theories impact on policy and practice in social care work with older people.

Eliza Lucas Pinckney Research Paper Example | Topics and Well Written Essays - 2500 words

Eliza Lucas Pinckney - Research Paper Example Not that she grew the indigo plant that made the blue dye either. That job also was done by Lucas Pinckney’s slaves. She gets credit for asking her father to send her indigo seeds, which she instructed her slaves to plant. People also give her credit for figuring out a way to process the dye into stackable storable cakes so that it could be shipped across the Atlantic to Great Britain and Europe where other women then were employed to stand over bubbling pots of blue liquid dying textiles. However, at least some of the credit for that should probably go to her slaves too, but usually does not. What Lucas Pinckney does deserve credit for perhaps is the way she persuaded the people enslaved by her and her family to cooperate in making indigo a lucrative business. Lucas Pinckney’s father, a wealthy British Army officer and governor of Antigua, moved his family to South Carolina when Lucas Pinckney was fifteen. Lucas owned plantations in Antigua and in the Low Country of South Carolina. The latter he left for Lucas Pinckney to supervise when she was only seventeen as he and his sons were called to war. Lucas Pinckney’s mother had an unknown illness because even though she was still alive, she is not mentioned as having much authority in supervising the plantation nor her daughter for that matter. Lucas Pinckney’s education is attributed to her father. Kristin Thomas Iden quotes â€Å"Harriet Simons Williams [who] suggests that Col. Lucas’s influence in his daughter’s education is present through her mirroring of his intellectual values[:] ‘One of his most distinctive traits, which his daughter acquired, was a desire to see himself and those around him usefully employed. She had his taste for trying â⠂¬Å"schemes.† She also acquired from him a devotion to his library.†1 Having attended school in England, Eliza was well-educated and not only competent, but also confident. She differed greatly from her contemporary counterparts who were usually married with children by the age of seventeen. Another way she differed was how she viewed her place in society. At the time, the Great Awakening, evangelical religious fervor, was spreading throughout colonial America. To most of those who lived in Colonial America, religion was vital. After all, the freedom to practice it in the way one saw fit was a motivating factor in the establishment of the British colony so far from home. â€Å"Pinckney’s religious views reflected those of most Southern Anglicans, who valued the rational exercise of religion. As the Great Awakening began its move to the South in the 1740s, Pinckney appears to have remained unaffected; her letter illustrates that she continued to emphasize a ration al piety, a view that Pinckney perceived as rooted in God’s Word.†2 Most women accepted that prevailing religious view that women should be in submission to God and their husbands or fathers regardless of whether they were Anglican or evangelical. While educated women read at the time, proper reading material consisted of â€Å"advice literature and sermons which installed and perpetuated a highly stratified social hierarchy, accepted a subordinate social status.† Not only that, since the south was entirely dependent on slavery, another hierarchical system, â€Å"white women, identifying with and desiring the protection of the white male, used reading and writing as a means to support the

Jhon Locke second treatise Essay Example | Topics and Well Written Essays - 1000 words

Jhon Locke second treatise - Essay Example While Locke presents a number of viable suggestions in regards to property ownership it is nevertheless to conduct a critical evaluation of the validity Locke’s postulations pertaining to property ownership and an assessment of the applicability of his arguments in modern property ownership. In Locke’s argument pertaining to property he argues that a person’s body happens to be his own property and any work that it undertakes is thus seen to essentially be owned by it. Locke postulates that by mixing labor with the various available resources availed by nature essentially causes results in the removal of these natural resources from common ownership and makes these resources our very own. He points out that this is the premise that is granted for property ownership as provided for in the bible and is in line with Adam’s means of obtaining dominion over the entire earth and its creatures (Locke Sec. 36). Locke’s use of the bible is seen to be an atte mpt to try and essentially justify his position on the general formula that was used in the acquisition of land. In my opinion this supposition as provided by Locke essentially makes sense as it is primarily through our own individual labor activity that we can be able to cause the various natural resources to obtain their innate true value. However in my opinion, I think that Locke did not take into careful consideration aspects such as communal labor that see individuals undertake a number of labor activities not for their own individual gain, but primarily for the benefit of the entire community. Locke also seem to overlook the fact that it is nowadays quite common for individuals to desire to own land not for their own mere self-gratification but primarily for ecological stewardship purposes where their attempts are mainly geared at the general conservation of nature. To some extent, Locke’s position can arguable seen to not be justifiable as although the original premise of land acquisition in which the entire world was according to Locke America and there was a lot of land which was seemingly unowned, and hence the acquisition of land by an individual did not in any way tend to infringe on another individual’s capacity to acquire land as there was no evident scarcity of land to own (Locke Sec. 36), this supposition can be seen to not hold true in the modern day world as the rapid population increase that has been experienced around the world has caused there to be numerous persons across the world who despite their engagement in labor activities, still cannot be able to own any land or own any housing property. This is despite there being some individuals happen to own thousands of acres of land or various properties that remain vacant for very long stretches of time without having any human habitation. It is primarily in respect to this that I strongly support the argument that the current unequal possession of the earth has essentially be en imposed by most men by those that happen to be stronger than them. My current perception is that if all men were to be granted equal opportunity and resources, all men would desire to and eventually own land. Locke points out that money has been of great aid in the promotion of the unequal and disproportionate possession of the

How important is it for China to train a substantial number of Essay

How important is it for China to train a substantial number of accountants in the near future - Essay Example The need to train more would continue because China would be relentless in pursuing economic reforms. The pursuit would attract more foreign investments and encourage more Chinese companies to expand overseas. China President Hu Jintao indicated that there will be no turnabout from the economic reforms and opening - up in the past three decades that made China achieve "the historic transformation from a highly-centralized planned economy to a robust socialist market economy and from a closed and semi-closed society to one that fully embraces the world." President Jintao spoke before the 13th economic leaders meeting of the Asia-Pacific Economic Cooperation in Peru in November 2008. "We are keenly aware that China remains the largest developing country in the world," Jintao said, "and the difficulties and problems we face in the course of development are rarely seen elsewhere in terms of both their scale and complexity." (Xinhua, http://english.peopledaily.com.cn/90001/90776/90785/6538647.htm, accessed December 6, 2008) Rapid economic growth would require companies to hire external auditors, financial consultants, tax experts and their own internal accounting staff. Training more accountancy manpower would be part of the financial infrastructures of corporations, said Cui Jianmin, president of the Chinese Institute of Certified Public Accountants (2004). "As China adopts a more pro-active approach to attracting foreign investment, there will be a need for auditing, asset valuation and financial advisory services. As China adopts international practice in the field of banking, securities and insurance, it will lead to an increase in demand for accounting firms with a competitive edge. And as China's capital market and bank loans market for small- and medium-sized enterprises also develops, there will be a need for more auditing, capital verification, asset valuation and consulting services. " (Cui Jianmin, interviewed, April - June 2004, Australian CPA Network, , http://www.cpaaustralia.com.au/cps/rde/xbcr/SID-3F57FECB-A56CA432/cpa/network_cui.pdf, p. 18 - 19, accessed December 6, 2008) The importance of training more accountants is illustrated in China's stock exchanges. Listed companies need accountants who can render credible financial information and disclosures for the use of investors and not for taxation authorities. Until 2007 when government mandated new accounting rules, accountants were influenced by tax regulations designed to make sure corporate taxpayers would not minimize their tax payables. Consequently, according to the International Finance Corp. in a study, incomes were overstated and allowable deductions were disallowed. "This explains the apparent paradox that despite a rigid accounting system, enterprises have strong incentives to use loopholes in the system to meet profit targets," the IFC reported. (IFC, Role of Stock Markets and Information Disclosure in the Corporate Governance of Listed Companies http://www.ifc.org/ifcext/publications.nsf/AttachmentsByTitle/CorpGovernanceinChinaChp5/$FILE/CGinChina_Chp.5.pdf, p. 14, accessed December 6, 20 08) A broker, interviewed by the Financial Times, complained about the low quality of financial information available to investors. "The level of disclosure is not good," said

Economic and Political Situation in a Developing Country (India) Essay

Economic and Political Situation in a Developing Country (India) - Essay Example The research paper Economic and Political Situation in India discusses the Foreign Trade Policy of the country and Indian economy’s resiliency. India's economic growth and foreign trade has taken new dimensions in recent years and it has expanded considerably. Looking at the huge population base of India, this is indeed a good sign for the country and the world economy. For last several years, India’s GDP is growing at the average rate of more than 7 percent; however in order to maintain high economic growth rate and a recognition in the International arena, India needs to continue with high-powered performance in foreign trade. India's major policy initiatives began in July 1991, which catapulted the country in the high growth rate trajectory. The reforms undertaken were responsible for high export growth rates in the last few years. International trade is likely to become a major stronghold of the Indian economy if the country continues with more reforms in years to c ome. An independent monetary system is essential for a country to manage macroeconomic factors and for the smooth economic growth of the country. In this perspective, it is pertinent to study the monetary system of India. The Reserve Bank of India (RBI), the central bank, has money management policy in the form of regulating base interest rates and making changes in Cash Reserve Ratio. Objective is to contain inflation rate and liquidity in the market to stabilize macro economy of the country. Besides, RBI also announces a credit policy every quarter.

Procces to practice Essay Example | Topics and Well Written Essays - 2000 words

Procces to practice - Essay Example the floor, the viewer is just able to skirt around it, for my suspending object from the ceiling and the wall plays with the visual of weight, drop and breakable. For example, during the process of my experiments with the various mediums and finding a way to represent, I made two different sorts of object, in one object I made amalgamates space around it, following works (intimately object, a chair and the dead body). This type of composition identifies with the quote, â€Å"Three dimensional works by minimalist artists used wide range both the surrounding space and the viewer.† Hence, I desire to establish the relationship between the sculptures processes and materials used and the idea of making uncanny objects. Nevertheless, in some of my works I did not incorporate space since, â€Å"You cannot understand the place without being capable of understanding form and to understand form you must be capable of understand space.† These include works such as Au nature, and untitled water object. In terms of material, I used particular materials such as an everyday object, cement, water, and the plastic bag, latex, fruit and here they act as properties in determining the form of my objects. This is a new exploration just like, â€Å"In the twenty century arts began to explore new recourse in a quest to discover what sculpture could be and what it could be made for.† As mentioned above; cement is one of the materials I have used in my work. Cement is a dead, waterproof material often used for outdoor sculpture, building and big scale; it can directly onto a supporting structure, pattern and object. First, I mixed plaster powder with water, which is fast sited, I practiced as a construction material of the making mould. Then, I used water, which is as a significant influential material in my recent works. It is an element of nature that brings specific aesthetic qualities. I also used fruit, which is an organic material and rot material. In terms of technique and material,

The effect of usury on our lives Research Paper

The effect of usury on our lives - Research Paper Example The old way was an endeavor to shield the poor and less fortunate from exploitation, but the current American economic system charges higher interests to the poor (Long, 1996). Despite the fact that usury-based economic systems are a common practice by all banks in the world today, people should resist it because of its enormous disadvantages to the society. Different schools of thought have been advanced towards the concept of usury. The traditional view perceives usury has a practice of seeking a payment for a loan advanced to another individual. This definition was development at the scholarly works of Aristotle and was embraced by other people of the times. The concept advancement by Aristotle was that money was barren; the medieval schoolmen accepted this view. Later on, changes stared emerging on the definition (Persky, 2007). The modern view of usury relates to charging of unethical interest that is exploitative to the borrower. However, some faiths have continued to uphold th e concept of charging any form of interest as an act of usury. The banks have developed due to the demand to satisfy the market needs, laws that regulate their activities have been developed. It is an act of usury for a bank or any other financial lending institution or a person to charge more than the set percentages. In my view usury is a relative concept that relates to interest charged on loans, if the interest is unreasonable to the poor in the society and does not reflect the needs in the society that is tantamount to usury (Lewison, 1999). Usury based economy relates to the charging of favorable interests. The modern view started taking its shape around 1571 when Elizabeth I allowed an interest of 10% to be charged, this aspect led to enactment of some ethics to safeguard the interests of the loanees. At the initial stages, a lot of resistance was encountered since the interest was seen as a way of exploiting people (Steel, 1993). To further upgrade usury, came reforms that f acilitated the enactment of ethics. Coincidentally, the activity led to an increase in the prices and consequently economies started growing. A lot of productivity and prosperity was evident in the process. In 1854, the usury laws were reformed further allowing the justice system to prosecute those that were charging exorbitant interests. The laws have continued to change in order to take care of the borrowers, as it stands the Consumer Credit act protects the borrowers against any form of modern usury (Steel, 1993). Human needs are many and unsatiable, in an effort to control the economy of the world by the giant economies they use their financial muscle to benefit themselves more. People in all societies need to invest their money in one way or another in order to live a secure and decent life. Money is the backbone of anyone’s life; however, people have very limited options to choose where to invest their money. Banks are the only winning side from this unequal equation (M ews & Ibrahim, 2007). They take people’s money to make as much profit as they can for the sake of themselves and the rich people. On the other hand, poor and middle class people will find themselves drowning in debt day after day. To simplify this lets take an average college graduate student as an example. If he wanted to satisfy the basic need of his life on his won, from getting married to finding a place to live, he will surely be in debt for at least 30 coming

Respect Education Essay Example for Free

Respect Education Essay Treating people with respect makes your world a nice place to live in, whether it’s at home, at school, or out in your community. And it’s easy-all you have to do is treat people the way you like to have them treat you. Respect is an important thing to give and to receive. Respect shows that you think that the other person has value and that you want to show them that. Education is so important because it is the key to a persons future. If you have a good education it will help you to achieve all types of goals. Respect plays a huge role in our everyday lives. You may not notice it, but that’s only because they are being respectful to you. If you’re not respectful then you will be disrespected because you’re being mean. So you should always be respectful to others so they will treat you the way you want to be treated. A liberal education is at the heart of a civil society, and at the heart of a liberal education is the act of teaching. Education is the key to unlock the golden door of freedom. To get freedom you need education, to get education you need to learn how to respect. To respect you need to educate yourself. Respect in the education aspect of society is important because relationship between students and teachers, relationship between peers, and relationship between school. The secret in education lies in respecting the relationship between students and teachers. A student-teacher relationship is very important. The best teachers genuinely care about their students. They care about passing on their martial art right, not just going through the schedule and collecting the tuition. Respect plays a huge factor in this. A teacher affects eternity; he can never tell where his influence stops. When a teacher respects himself and the martial arts he teaches, his/her students will learn to respect them as well. It’s no use if the teacher was a skilled martial artist but lacks patience, open mindedness, communication skills, a positive attitude, and respect must be mutual. Students, likewise, need to appreciate the time and effort their teachers put into train them and not take their teachers for granted. The student must respect his/her teacher and hold him/her in the highest esteem, for this is a necessary prerequisite to accepting his/her advice. The student must trust the teachers concern. The students must commit him/her to following the instruction with utmost discipline, for only then can the intended effect be realized. The teacher also has some responsibility toward students. The first is fulfillment of the prerequisite of getting to know his/her students individually, to probe the innermost depths of their hearts as well as examining the outer details of their lives. A teacher must express love and affection toward his/her students. A teacher must take time to reflect upon his/her students’ progress, refining and adjusting his/her vision of how best to influence them toward positive change. You can teach a student a lesson for a day; but if you can teach him to learn by creating curiosity, he will continue the learning process as long as he lives. Friends are important in educational outcomes; most people agree that friends matter-not just for personal wellbeing but for achieving their goals in life. Several studies have shown this to be particularly. The case in education but the detection and measure of such peers effects is often found wanting. Using detailed information on friendship not works of American high-school students; this column finds that the friends we make at age 15 to 18 have a strong and persistent effect on our lives. Each student influences his/her classmates not only through knowledge spillovers and how teachers respond to students, but also in how he/she affects classroom standards. Less disciplined students are more likely to disrupt his/her classmates, forcing the teacher to devote more time in class to disciplining rather than transmitting knowledge. Therefore a student’s performance in school may be influenced by the characteristics and behavior of his/her peers. If these peers’ group effects are substantial, government policy may exploit them by optimally grouping students in different classrooms to achieve desired socioeconomic outcomes. He, who opens a school door, closes a prison. School maybe hard, annoying, and irritating, but admit it, you’re going to miss it when it ends. A school should not be a preparation for life. A school should be life. Relationship between schools is important because it affects respect in the education. God made the Idiot for practice, and then He made the School Board. A sustainable, positive school climate fosters youth development and learning necessary for a productive, contributive, and satisfying life in a democratic society. This climate includes norms, vales, and expectations that support people feeling socially, emotionally and physically safe. People are engaged and respected. Students, families, and educators work together to develop, live, and contribute to a shared school vision. Educators model and nurture an attitude that emphasizes that benefit of, and satisfaction from, learning. Each person contributes to the operations of the school as well as the care of the physical environment. However, there is a great deal of research that shows that many students do not feel physically and emotionally safe in schools. For example, a study forward evidence that high school students are fearful about going to school because of the violence and personal victimization some of them experience during the school day. Remember the philosophy of the school room in one generation will be the philosophy of government in the next. Respect, respect others, and respect yourself, respect school, Respect old people: they graduated high school without Google or Wikipedia!

Computational Chemistry for Drug Discovery

Computational Chemistry for Drug Discovery Computer Chemistry Computational chemistry is a branch of chemistry that uses computers to assist in solving chemical problems. It uses the results of theoretical chemistry, incorporated into efficient programs, to calculate the structures of molecules and solids. In theoritcal chemistry, chemists, physicist and mathematics develop algorithms and computer programs to predict atomic and molecular properties and reaction paths for chemical reactions. Computational chemists, in contrast, may simply apply existing computer programs and methodologies to specify chemical question. There are two different aspects to computational chemistry. Computational studies can be carried out in order to find a starting point for a laboratory synthesis, or to assist in understanding experimental data, such as the position and source of spectroscopic peaks. Computational studies can be used to predict the possibility of so far entirely unknown molecules or to explore reaction mechanisms that are not readily studied by experimental means. Computer-aided drug discovery/design methods have played a major role in the development of therapeutically important small molecules for over 2-3 decades [133]. Over the past couple of decades, many powerful standalone tools for computer-aided drug discovery have been developed [134]. In silico metabolism After adopting combinatorial chemistry and high throughput biological screening in the past couple of decades, the pharmaceutical industry generated a large collection of potent and selective compounds for numerous targets. However, to become an optimal drug, in addition to potency and selectivity, a compound must have appropriate ADME (absorption, distribution, metabolism and excreation), safety and developability characteristics. Relaying solely on potency in the early stage of drug discovery can result in disproportionate attrition after clinical candidate selection contributing to the exorbitant costs of discovering and developing drugs. Only about one in ten of those diligently chosen, highly potent and selective candidates that enter development reach the market often due to inadequate ADME properties. Therefore, it is extremely important to consider the ADME characteristics of compounds earlier in the discovery process to wager bets on compounds that have a greater potential t o survive the development and clinical trail stage of drug development. Increasing the odds of success to one in five (instead of ten) would reduce the total cost of bringing a new therapeutic to the market by 33%. Experimental determination of ADME and pharmacokinetic (PK) characteristics is both expensive and time consuming, and is not practical for large numbers of compounds, especially when the pharmaceutical industry is under severe pressure to cut costs and improve efficiency. The Price tag to support various ongoing discovery projects in pharmaceutical company for synthesis and high throughput measurement of permeability, solubility, metabolic stability and acute toxicity can run into millions of dollars. Therefore, much attention is being focused on the application of in silico screens to reliability predict ADME attributes solely from molecular structure. In silico prediction of ADME properties will not only reduce cost and development cycle times by wisely directing resources to essential experimental testing, but also bring forward their consideration earlier at the lead generation stage when compounds are being synthesized and tested almost exclusively to meet pharmacological target potency levels. At the cost of experimental results indicated above, a mere 10-20 % reduction in high throughput experimental measurement of permeability, solubility, metabolic stability, acute toxicity through the use of in silico screens can lead to significant savings. Further, application of in silico screens offers an ideal ‘fail-early-fail-cheaply’ strategy for drug discovery because their application requires nothing more than inputting the basic structural information of a compoun d into a validation model. Metabolic Stability Measurement in Drug Discovery At most major pharmaceutical companies, metabolic stability assays are conducted at the first investigation into the metabolism of a compound. These in vitro assays generally utilize liver microsomes and/or hepatocytes to furnish important information about the rate and/or metabolism. In vitro metabolic studies are important in optimizing pharmacokinetic properties such as in vivo half life, maximum concentration and systemic exposure, because rapid metabolism is often a key factor contributing to poor exposure. The metabolic stability data is helpful for ranking molecules with respect to their ability to resist metabolism. Though high-throughput automated metabolic stability assay systems have been developed by the major pharmaceutical companies, screening a large number of compounds is still intensive. Thus, in silico prediction of metabolic stability can be used to rationalize experimental testing and have significant resources. Further, these models allow for prediction of metabolic stability for virtual libraries, thus bringing forwarded their consideration earlier to hit-to-lead stage. In silico Models for Metabolism Studies There are several types of in silico tools available for investigations into metabolism. These include knowledge based systems (metabolism databases) rules based or expert systems and quantity structure properties relationship (QSPR) and enzyme structure modeling systems. At its simplest, the partition coefficients, Log P (or its computed equivalent), of a drug in the n-octanol-water system has been shown to loosely correlate with the metabolic stability of a compound. As in silico calculations of Log P values have become readily available, they are being implemented in many of the current metabolism prediction packages. The earliest in silico metabolism tools were the metabolic reaction databases. In principle, these are databases with the published metabolic reactions and structure of parent compounds and their metabolites. Some of these allow creation of corporate metabolic databases as well. In most cases, these databases can be searched for specific biotransformation (by structure and substructure), biotransformation keywords, and by other user-defined fileds. The key advantage of this knowledge based in silico systems is that they include detailed metabolism findings and original references. Prediction of Metabolites The above mentioned knowledge based systems provided the groundwork for the development of rules based in silico predictors of metabolites, also called expert systems. Commercial rules based programs such as METEOR, META and MetabolExpert iteratively interrogate the chemical bonds of a molecule and apply programmed biotransformation rules in a predetermined hierarchy. As one can imagine, without means of terminating the metabolism tree a very large numbers of metabolites will be generated of predicted. Several of these programs allow the user to specify the number of levels of biotransformation or may use a LogP calculation to terminate the biotransformation process. Prediction of Sites of Metabolism The mechanism of oxidation by CYPs is though to be constant across all CUPS. One of the most important steps in the oxidation of drugs (by CYPs) is the ability of the perferyl oxy species (FeO+) to carry out a one-electron oxidation through the abstraction of hydrogen atoms. In silico packages such as Admensa, COMPACT and Metasite calculate the likehood of abstracting a hydrogen atom from all sites on a molecule, and then quantify which sites are most likely to be oxidized. The greatest advantage of these types of predictions is the ability to quantify the most likely major â€Å"hot spots† on the molecule. Prediction of Substrate Binding The ability of a molecule to properly dock on the active site of enzyme plays a major role in accurately determining the site(s) of metabolism on a molecule. Therefore, modeling of the P450 active sites has long been a goal for metabolism prediction. Some of the first attempts to model the active site of metabolizing enzymes used pharmacophore, site directed mutagenesis, and protein homology. Using homology models built from bacterial and mammalian P450s, in silico studies of docking potential substrates into the active site have been performed with mixed success. Now that the crystal structure for human CYP3A4, CYP2C9, CYP2C8 and CYP2A6 are available docking experiment with these models should more reliably predict the sites of metabolism on a molecule that the predictions form the homology models. Prediction of Metabolic Inhibition One of the causes of drug-drug interactions is the inhibition of metabolic pathways. Enzyme inhibition by a drug leads to a decrease in metabolism and intrinsic clearances, and an alteration in pharmacokinetics of a co-administered drug. Any knowledge around the potential of drug-drug interactions is useful for a quantitative assessment of the ability a new molecular entity to inhibit the metabolism of another drug. In silico methods to predict drug-drug interactions are mostly limited to competitive inhibitors because they rely primarily on the binding models in the used as templates with alignment and orientation of core structure in an active site. However, the quality of prediction depends on the structural similarity to the molecules that were used to build the model. Inhibitors of CYP2D6 and CYP2C9 have been predicted using the CoMFA method. For inhibitors of CYP3A4, CYP2C9 and CYP2D6, methods such as CATALYST and GRIND have been used to reduce the bias in the alignment of inhibitors. Prediction of Enzyme Induction The induction of drug metabolizing enzymes is an additional way in which co-administered drugs can affect the clearance and pharmacokinetics of a given drug. Induction or increased expression of the drug metabolizing enzymes leads to an increase in the rate of metabolism and ultimately, to increase intrinsic clearance. Therefore, enzyme induction leads to decreased drug exposure which may results in therapeutic failure. Most often, the induction of enzymes occurs through the activation of nuclear receptors such as the Arylhydrocarbon receptor (Ahr), the Pregnane X receptor (PXR) and the constitutive Androstane Receptor (ACR). The activation of nuclear receptors PXR and CAR are responsible for the induction of several drug metabolizing enzymes including CYP3A, UGT1A1, SULT1A and CYP2C9. On the other hand, induction of CYP1A, SULT1A1 and UGT1A1 has been associated with activation of AhR. Prediction of Metabolic Stability As mentioned above, metabolic stability influences both oral bioavailability and half life of a drug. There is good correlation between in vitro metabolic stability and in vivo clearance. Therefore, the assessment of metabolic stability of compounds is being demanded and earlier in discovery projects. To meet these needs, in silico models are commonly employed. As described above, many different in silico tools focused on studying different aspects of metabolism have been developed. In our experience, the choice of the in silico tool by a user should primarily be guided by the type of information and level of accuracy that is desired. It is imperative that the developers of these in silico tools continually refine and validate them to reliably predict and quantify the metabolic fate of drug in humans. On the other hand, the chemists, biologists and ADME scientist on project teams to evaluate and use the existing in silico tools and to challenge their developers to demand tools that will rationally and efficiently move the discovery projects forward. Metabol Expert Metabol Expert is an ideal program for a quick prediction of the metabolic fate of compound in the drug discovery process during the dispositional research phase. Metabol Expert is a unique tool for initial estimation of the structural formula of metabolites. Metabol Expert is a rule based system with open architecture, in other words, the chemists, metabolism researchers, drug disposition experts and environmental managers can understand, expand, modify or optimize the data on which the metabolic structural estimation relies. Commercialized by Compudrug in 1987, Metabol Expert is composed of a database, a knowledge base and several prediction tools. The basic biotransformation database contains 179 biotransformations, 112 of which are derived from Testa and Jenner, the others are based on frequently occurring metabolic pathways. The transformation knowledge-base is composed of if-then type rules. Each is composed of our components, the structure changed during the transformation, the new substructure formed, a list of substructure at least one of which must be present in the molecule for the biotransformation form occurring. These rules have been derived from the literature by experts and are input into the system by means of graphical tools. The system is open so that new rules can be added or existing ones modified or deleted. There are two types of predictions in Metabol Expert. In the first type, the system tries to match basic transformations automatically. There is a filter so that biotransformation sequences can be arrested after generation of a specified number of metabolites. Basic transformations are classified as phase I or phase II. In the event of a phase II metabolite being generated, the sequences are arrested and the metabolite is not included in the next level. If a transformation results in the generation of two metabolites, then both are passed into the next level. The second type of analysis is an extended prediction model in which metabolites generated from basic transformations is compared to a list of transformations in a learned tree for a given species and the analogues are then listed in order of similarity. The program then attempts to quantify predictions based in the information in the learned tree. MexAlert MexAlert was developed to be an ideal assistant for high-throughput screening. It is advantageous to consider metabolism still before synthesis of the compounds, in order to exclude unwanted metabolic pathways, leading, for example, to first pass effect or to formation of toxic intermediates. MexAlert predicts first pass metabolic pathways by quickly identifying sites on the molecule where Phase II metabolic transformations (in other words, conjugation) may occur. It is rule based system; the rules are selected from among the Phase II transformations in the animal knowledge base, and modified according to in vivo experimental example of first-pass effect pathways. In silico toxicity prediction Attrition during the drug development process is a serious economic problem for the pharmaceutical industry and it is often due to inappropriate ADME/Tox characteristics. IT has been estimated that 20-40% of the drug failure in investigational drug development phases are due to safety issues, not continuing multiple incidents of adverse effects of existing drugs. The early drug discovery process needs to address in parallel not only potency but also pharmacokinetics and toxicological properties. Van de Waterbeemd and his colleagues at Pfizer have called this approach ‘property-based design’, emphasizing the importance of the critical combinations of physical and structural properties that contribute to ‘druglikeness’. Ideally this process should begin early in discovery, using computational models to screen both virtual libraries and available compound collections to identify compounds with the desired properties (good potency, ADME and low toxicity). Often molecular size and lipophilicity have an important effect on all three properties. High biological activity is frequently associated with high LogP, but this may also raise the probability of high toxicity. In the 1990s, drug companies invested heavily in combinatorial chemistry and high-throughput screening (HTS) as a source of leads for new targets. Most screen actives turned out to be large and/or hydrophobic, clearly contraindicating to the principles of minimal hydrophobicity. The most visible outcome was not even that they were toxic (because most compounds did not advance that far in development), but that they were either insoluble or non-absorbable. This overshadowed any toxicological consideration in the early stages of drug discovery, bringing forward compounds solubility and permeability as the most urgent problems to address. In the late 1990s the concepts of drug-likeness and lead likeness emerged and simple rules were formulated e.g. â€Å"rule of 5† to warn chemists when compounds were well outside the property space normal for orally active drugs. These rules are now widely used in Virtual Screening to remove undesirable compounds from consideration prior to their synthesis or acquisition. In addition to simple property filters toxicological issues should also be considered because otherwise any specific hazardous sub structural effects are ignored. Some of the harshest reactivity effects are identified and removed using predefined alert substructures (e.g., acid halides) (sometimes called â€Å"garbage filters†). The problem is the most of such alert substructures are â€Å"chameleonic† in nature, i.e., they may not necessarily cause toxic effects depending on other functional groups and overall molecular structures (e.g., acid halides). To fix this, all chameleonic† substructures (from â€Å"garbage† filters and beyond) must be supplemented with class specific QSAR’s for different health effects, yielding toxicological expert systems. Such systems can be used in virtual screening along with â€Å"drug –likeness† filters to subdivide compounds into â€Å"safe†, â€Å"hazardous† and â€Å"Questionable†. Promising compounds need further toxicological evaluation, but this cannot be done by predicative methods alone due to multiple knowledge gaps in their training sets and limited numbers of considered toxicological end points. Sometimes further evaluation is done during lead optimization, when chemical structures are covalently modified and tested. At this stage various toxicological predictions are used to prioritize both compounds that are to be tested and in vitro methods can reliably predict drug’s effect on a whole animal system, yet Animal Tests are not usually done until drug development candidates are identified. By this time drug development cost can reach substantial levels, economic risks become considerable. Thus any predictive tools that help to identify adverse effects in animals prior to conducting such testes are highly desirable. If a known toxic pharmacophore is identified and closely related to the pharmacophore required for activity at the therapeutic target then series specific SAR is needed to aid design of molecules with an adequate separation between the therapeutic dose and the dose threshold for the toxic effect. Since it is essential to have an in vitro surrogate that can model the desired in vivo effect on a significant number of compounds. Some of the more important end points for which in vitro surrogates that can model the desired in vivo effect on a significant numbers of compounds. Some of the more important end points for which in vitro surrogates have been used are: QT prolongation in heart due to blockade of the hERG potassium channel, hepatotoxicity due to compounds that produce phospholipidosis and hepatotoxicity due to induction of CYP450 enzymes. To summarize, in drug design toxicity predictions can be useful for three purpose – virtual screeing, prioritization of compounds and in vitro tests, and prediction of health effects in whole animal systems. Although many toxicologists are understandably leave us with no choice but to make the attempt using available animal toxicity database.

Impact of Deforestation

Impact of Deforestation The destruction of our planets forest is one of the most important modern environmental issue today. People, 1.6 billion, are dependent on forests for their livelihoods with some 300 million living in them (Lawson). The forest industry is the basis of economic growth and employment (Boucher, Elias and Lininger). Global forest products are estimated to be worth $327 billion (Chakravarty, Ghosh and Suresh). U.S., Japanese, and European companies destroy more rain forest than other companies (Boucher, Elias and Lininger). These companies countries are rich. There is a high demand in these countries for more forest products. Their willingness to pay for rain forest products adds to the problem of deforestation. Forests cover almost a third of the earths land surface providing many environmental benefits including a major role in the hydrologic cycle, soil conservation, prevention of climate change and preservation of biodiversity (Kissinger, Herold and De Sy). The problem is that the pla net has lost 30% of its forests over the past 25 years, which is the size of South Africa (Scientific American). If the current rate of deforestation, the conversion of forest to an alternative permanent non-forested land (Chakravarty, Ghosh and Suresh), continues, forests will vanish within 100 years causing unknown effects on global climate and eliminating the majority of plant and animal species on the planet (Urquhart, Chomentowski and Skole). This is demonstrated by the change of forestland to other uses such as agriculture, infrastructure, urban development, industry and others. Deforestation began from the formation of early civilizations. The Laws of Manu is replete with passages referring to the formation of human habitat by clearing the jungle (Mahbub Uddin Ahmed). Michael Williams in his journal article, Dark ages and dark areas: global deforestation in the deep past, discuss how humans have cleared forest since man first discovered fire. Williams discusses that archaeology is showing that the clearing of the forests in Europe during the middle ages was reversed when the bubonic plague reduced the population. William describes the impact that the ancient Mayans, Inca and Aztec had on the forest of Central and South America. During the colonization of the United States and Canada, millions of Native Americans died because of the introduction of diseases letting forest reclaim their land (Williams). Even though history has seen the destruction and regrowth of forests, it has not been on the global scale we are seeing now. In fact, in the continental Unite d States, 90% of indigenous forests have been removed since 1600. In 1839, a young man named Frederick Engels wrote letters home to Germany describing what life was like in the industrializing United States at the time. He writes of the ruthless destruction of the environment and the misery that resulted on the working class (Mahbub Uddin Ahmed). Deforestation occurs in many ways. One of the first step in the process of deforestation is to clear the land for logging or mining. Usually roads are cut through forest to open the area (Steinfeld). Roads into the forest are cleared for the large equipment needed such as bulldozers, road graders and log skidders (Urquhart, Chomentowski and Skole). The area where the roads cut through may not even be in the areas designated for logging or mining, but just the clearing of trees for these roads starts the process of deforestation for the areas the roads run through. Once the roads are completed most of the forests around the logging and mining areas are lost to agriculture, the planting of crops and the pasturing of cattle (Steinfeld). Forests are also lost to poor farmers in poverty areas especially those who live by tropical rain forests (Boucher, Elias and Lininger). In a tropical rain forest, nearly all of the nutrients are found in the plants and trees, not in the ground as in a n orthern, or temperate forest. When the plants and trees are cut down to plant crops. farmers usually burn the tree trunks to release the nutrients necessary for a fertile soil (Urquhart, Chomentowski and Skole). When the rains come, they wash away most of the nutrients, leaving the soil much less fertile. In as little as 3 years, the ground is no longer capable of supporting crops (Boucher, Elias and Lininger). When the fertility of the ground decreases, farmers seek other areas to clear and plant, abandoning the nutrient-deficient soil. The area previously farmed is left to grow back to a rain forest. However, just as the crops did not grow well because of low nutrients, the forest will grow back just as slow because of poor nutrients. After the land is abandoned, the forest may take up to 50 years to grow back (Boucher, Elias and Lininger). Agriculture is estimated to be the main driver for around 80% of deforestation worldwide. Commercial agriculture has deforested around 2/3 of the forest in Latin America (Kissinger, Herold and De Sy). The findings on global patterns of destruction show that timber extraction and logging activities account for more than 70% of total deforestation in Latin America where cattle and soy are important (Scientific American). In Africa and Asia, agriculture accounts for around 1/3 of deforestation. The timber industry has played a significant role in the deforestation of Southeast Asia where logging is followed by the creation of large palm oil and pulpwood plantations. Mining, infrastructure and urban expansion are important but less prominent (Kissinger, Herold and De Sy). In Africa, the main deforestation drivers are chopping trees for firewood or making charcoal, which opens the land up to farming and livestock grazing. To get a better understanding of deforestation, we first need to examine the driving force behind it. Specifically, human beings role in deforestation. The competition is between humans and other species. This is because of a growing global population and increased demand for food and other natural resources. Many studies confirm that commercial agriculture is the largest direct driver of deforestation in most tropical countries worldwide (Scientific American). Indeed, the growth of commercial agriculture is cited as an important driver of deforestation by nearly all tropical countries (Lawson). The human impact on deforestation varies a great deal between continents. These demands are causing the loss of not only huge areas of forest but also having a major impact on the climate. Deforestation has caused other environmental problems such as increasing soil erosion, landslides, and floods. Erosion occurs a very slow rate, but because of deforestation, the rate has sped up by an estimated 10 to 40 times globally (Moutinho, Paulo and Schwartzman, Stephan). Normally, trees and plant roots slow down erosion because they hold and anchor the soil in place, which prevents its washing away. Forest also control the speed at which the rain moves through the canopy. This allows the water to trickle to the ground and absorb slowly, rather than flow over the surface and wash away the soil. Recent research suggests that about half of the precipitation that falls in a tropical rain forest is a result of its moist green canopy (Moutinho, Paulo and Schwartzman, Stephan) Deforestation of lands for agriculture and development has left large regions of the world infertile. In areas used for urban development, where the ground is covered with a layer of asphalt or concrete it is d ifficult for water to penetrate the ground and this increases the amount of runoff. . In addition, the surface runoff from urban areas is polluted with fuel, oil and other chemicals. Evaporation and evapotranspiration processes from the trees and plants return large quantities of water to the local atmosphere, promoting the formation of clouds and precipitation (Moutinho, Paulo and Schwartzman, Stephan). Scientists predict that increased rainfall intensity and quantity will lead to greater rates of erosion (Akais Okia, Clement). Rising sea levels have also increased the rate of coastal erosion, which has been increasingly problematic for low lying developed areas along the coast, such as in Florida and Hawaii (Akais Okia, Clement). Less evaporation means that more of the Suns energy is able to warm the surface, which is one of the causes heating up the atmosphere. This heating up of the atmosphere and surface of the planet is causing a global climate change that is affecting weather patterns. The warming affects wind patterns and ocean currents, and these changes alter regional weather conditions. In some regions, the weather is becoming drier, leading to droughts and wildfires. In other regions, rainfall is increasing, leading to flooding. The ice sheets surrounding the North Pole and South Pole are slowly disappearing which can also lead to flooding because of the rising ocean levels (Scientific American). Polar ice melt raises ocean levels, which threatens flooding in coastal areas. Some of the worlds smaller islands might disappear completely. According to the United Nations, up to two thousand islands in Indonesia might vanish beneath the rising ocean (United Nations). Global warming is also melting mountain glaciers. Water from the melted ice causes rivers to overflow and flood places where people and animals live. Vanishing glaciers and snow packs pose another problem too. Glaciers and snow packs provide millions of people around the world with freshwater to drink (United Nations). Without those stores of water, people will need to find other sources of fresh water. Studies also suggest that global warming is probably making hurricanes stronger (United Nations) Deforestation not only contributes to global warming because of the forests interaction with water, forests absorb and store huge amounts of CO2, carbon dioxide, a greenhouse gas. The loss of forests generates nearly 50 percent more greenhouse gases than the 25 percent of emissions contributed to the combustion of fossil fuels (Urquhart, Chomentowski and Skole). A plant stores huge amounts of CO2 which it uses during the process of photosynthesis. The amount of carbon dioxide in the air used to be stable (Boucher, Elias and Lininger). For more than half a million years, it held steady at about 280 parts per million (280 parts of carbon dioxide per one million parts of atmosphere) (United Nations). Since, the 1800s, it has increased by about one-third (Williams). Our modern atmosphere contains about 382 parts per million of carbon dioxide-and this level is continuing to rise (Kissinger, Herold and De Sy). Scientists have evidence to suggest that just tropical deforestation is responsi ble for about 20% of the worlds greenhouse gas emissions (Scientific American). When a tree is cut down or burned, the stored carbon is released back into the atmosphere.This growing amount of carbon dioxide is trapping more and more heat in our atmosphere. A stable amount of carbon dioxide and other greenhouse gases in our atmosphere keeps Earths temperature stable (Scientific American). Deforestation releases that carbon dioxide into the atmosphere and destroys a resource that can store carbon dioxide humans produce in the future. At least half of Earths ten million species live in tropical rain forests even though tropical rain forests cover only 7% of the total dry surface of the Earth (Moutinho, Paulo and Schwartzman, Stephan). Scientists estimates indicate that up to 137 species disappear worldwide each day (United Nations). If rain forest loss continues at its current rate, up to one-third of rain forest species could go extinct by 2040 (Scientific American). That means deforestation could wipe out about one-sixth of Earths species.

Managing a Multigenerational Workforce Essay -- Business, Workplace Mo

The United States economy has experienced highs and lows throughout the years. These changes affect everyone in one way or another. The U.S. workforce is not exempt from feeling the effects of the economy. Many individuals across the nation have reassessed their career and personal goals due to financial hardships. One major trend developing is that individuals are beginning careers earlier, and ending careers later. The good old days of retiring at sixty-five are replaced with worrying about health care costs and retirements plans, with no retirement date in sight. Many parents are unable to foot the bill for their college-aged children, so the workforce has also seen a jump in young adults entering into the workforce. Nationwide, organizations are witnessing for the first time ever, four different generations working side by side. These generations have been labeled as the veterans or the traditionalist group (born before 1945), the baby boomers (born between 1946 and 1964), generation X (born between 1965 and 1980), and generation Y (born after 1980). As a manager it can be quite challenging to manage four different generations of workers. All four generations have different strengths and weaknesses, so it takes a great manager to merge all of them into one productive team. To be an effective manager of such diverse groups, it takes understanding and appreciating the qualities each generation offers. This review analyzes current research available describing the differences between each generation, how to motivate each generation, and how to effectively merge the generations into one cohesive group. DIFFERENCES BETWEEN GENERATIONS Currently, in the United States, there are over 1 million workers that are 75 years of age o... ...orce earlier it is a fact of life that managers will encounter a multigenerational workforce at some point. Organizations need to prepare management to be able to handle such diverse populations. It was somewhat surprising to review the literature, and discover most all researchers agree that different generations of employees have different needs and are motivated differently. It is important to note that while researchers agree about generational generalizations, they are just generalizations. A manager needs to be aware of the generalizations about each generation to help them understand, but be careful not to let it become a stereotype and affect the way they approach that employee. The main point is that every employee brings something valuable to the workplace, and managers need to be aware of how to utilize those strengths to the organization’s benefit. Managing a Multigenerational Workforce Essay -- Business, Workplace Mo The United States economy has experienced highs and lows throughout the years. These changes affect everyone in one way or another. The U.S. workforce is not exempt from feeling the effects of the economy. Many individuals across the nation have reassessed their career and personal goals due to financial hardships. One major trend developing is that individuals are beginning careers earlier, and ending careers later. The good old days of retiring at sixty-five are replaced with worrying about health care costs and retirements plans, with no retirement date in sight. Many parents are unable to foot the bill for their college-aged children, so the workforce has also seen a jump in young adults entering into the workforce. Nationwide, organizations are witnessing for the first time ever, four different generations working side by side. These generations have been labeled as the veterans or the traditionalist group (born before 1945), the baby boomers (born between 1946 and 1964), generation X (born between 1965 and 1980), and generation Y (born after 1980). As a manager it can be quite challenging to manage four different generations of workers. All four generations have different strengths and weaknesses, so it takes a great manager to merge all of them into one productive team. To be an effective manager of such diverse groups, it takes understanding and appreciating the qualities each generation offers. This review analyzes current research available describing the differences between each generation, how to motivate each generation, and how to effectively merge the generations into one cohesive group. DIFFERENCES BETWEEN GENERATIONS Currently, in the United States, there are over 1 million workers that are 75 years of age o... ...orce earlier it is a fact of life that managers will encounter a multigenerational workforce at some point. Organizations need to prepare management to be able to handle such diverse populations. It was somewhat surprising to review the literature, and discover most all researchers agree that different generations of employees have different needs and are motivated differently. It is important to note that while researchers agree about generational generalizations, they are just generalizations. A manager needs to be aware of the generalizations about each generation to help them understand, but be careful not to let it become a stereotype and affect the way they approach that employee. The main point is that every employee brings something valuable to the workplace, and managers need to be aware of how to utilize those strengths to the organization’s benefit.

Iago’s Manipulation of Othello in Shakespeare’s Othello Essay -- Othel

Iago’s Manipulation of Othello in Shakespeare’s Othello Once a seed of suspicion or doubt is planted in a person’s mind, the noxious effect of jealousy is soon to ensue. Jealousy and suspicion are Othello’s flaws hubris throughout the play and foreshadow to the audience his imminent downfall. He believes what Iago tells him so strongly that he compromises his close relationship with his best friend and his love for his wife. Iago manipulates Othello through the use of extortion, literary techniques, and his keen judge of character. His syntax and diction are so simple yet so powerful because he uses the correct rhetorical questions and addresses Othello with respectful terms such as â€Å"my lord.† He allows Othello do most of the talking and the thinking; then begins to twist his mind usi...

Long term objectives

Unfortunately in management, it is difficult to find standard definitions for many commonly used terms, yet a common vocabulary and a common understanding are vital to successful communication. The key terms for management are working with and through other people to accomplish the objectives of both the organization and its members. Management activities include planning, organizing, coordinating, motivating, leading and controlling; getting results effectively through other people by process of delegation. Management system refers to the organization's structure for managing its processes – or activities – that transform inputs of resources into a product or service which meet the organization's objectives, such as satisfying the customer's quality requirements, complying to regulations, or meeting environmental objectives. In strategic analysis for long term objectives, the framework can be used for examining the â€Å"fits† with managerial strategy. These fits fall into seven broad areas: (1) strategy; (2) structure; (3) shared values, attitudes, and philosophy; (4) approach to staffing the organization and its overall â€Å"people orientation†; (5) administrative systems, practices, and procedures used to run the organization on a day-to-day basis, including the reward structure, formal and informal policies, budgeting and programs, training and financial control; (6) the organization’s skills, capabilities, and core competencies; and (7) style of management (how they allocate their time and attention), symbolic actions, their leadership skills, the way the top management team comes across to the rest of organization. Managers should strive to develop and attain a variety of objectives in all areas where activity is critical to the operation and success of the management system. Now taking example of PetsMart case, and by going through the all available resources of market information, feedbacks and opinions of general public, if we analyze their management, their rating should be as follows. (1) Strategy  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Strong. (2) Structure  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Average. (3) Shared values  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Average. (4) Approach to staffing the organization   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Strong. (5) Administrative system  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Weak. (6) Core competences   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Average. (7) Style of management  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Average. Resource: â€Å"Management† By Patrick J. Montana, Bruce H. Charnov, Published 2000 Barron's Educational Series

Financing of University Education in Kenya

QN) With close reference to university education in Kenya, discuss the various means of financing education and evaluate the equity implications. To answer this claim, we start by defining critical terms so as to clearly get the full meaning of this assertion. Education is the process act or process of impacting or acquiring general knowledge, developing the powers of reasoning and judgement, and generally of preparing oneself or others intellectually for mature life.It can also be defined as the process of acquiring desirable skills, attitudes and knowledge, as for a profession University education means the totality of general and specialized knowledge and skills that enable a university graduate to solve problems that he encounters in industry or to perform scientific research or pedagogical work within the area of specialized knowledge that he has acquired.Financing refer to how people allocate their assets over time and conditions of certainity and uncertainity while education f inancing refers to any aspect of raising and spending revenue for educational purposes. Kenya as one of the developing countries in Afrca is faced with the problem of financing its education. Despite the role of the universities in teaching, undertaking research and training of skilled manpower for economic development, public and private universities in developing countries especially those in Africa are facing financial crisis.Universities in Kenya gets financial aids from different sources which include; finances from parents, self finance, Banks-some banks give education loans to students or parents, cooperative societies, Constituency Development Funds[C. D. F], scholarships from educational institutions e. g universities, charitable organizations, HELB loans, Harambees, Donations, bursaries among others. Sources of educational funds are both internal and external.Internal funds refers to finances from within the institution for example; Fees from the students, Income generatin g activities among others. While external funds come from outside the university for example; Religious organizations, Funds from central and local government, companies and organizations, scholarships, loans, International bodies, Non- Governmental Organization(NGO’s) etc.Central and local government are generally the most important sources of educational finances. The government is generally the most important and crucial source of funding for university education. The government through the parliament passed a bill that seeks to introduce radical changes to higher education, establishing a Commission for University Education(C. U.E) to be vested with wide-ranging powers as one of four new bodies running the sector in the country. The universities Act 2012 published on 24th September in Kenya gazette supplement 121 and signed by higher education, science and technology minister Margaret Kamar abolishes the decades old Commission for Higher Education(C. H. E) which has hithe rto regulated the sector and replaces it with the Commission for University Education.The universities Act 2012 stipulates that funds of a public university shall comprise: such sums as may be granted to the university by the parliament, such monies or assets as may accrue to or vest in the public university in the course of the exercise of its powers or the performance of its functions under this Act or under any other written law; and all monies from any other source provided for or donated or lent to the public university with the approval of the cabinet secretary responsible for finance and the cabinet secretary responsible for university education. this act mandates the central government to advance money to the public universities for running of the programmes and activities. The government gives grants to the public universities and this money is budgeted for, in the ministry for higher education budget and this is captured in the annual budget.The grants are given to all uni versities oblivious of the programmes that they offer. The government through the parliament passed a bill that saw the creation of the Constituency Development Act that was aimed to rationalize development across the country by ensuring that all areas across Kenya had a fair share of the money set aside for development. Through the various committees established in each constituency, students in the universities are able to access bursaries to aid them in paying school fees. This bursary is given to people who are needy and who cannot afford tuition fees.For the equal distribution of the funds, the Kenyan government is giving a lot of charters to the new mushrooming universities, this is to make sure all the regions in the country get access to higher education hence equity implications. Higher Education Loans Board(H. E. L. B) is another source of funding. H. E. L. B is a state corporation whose mandate is to source funds and provide loans, scholarships and bursaries to Kenyans st udying in recognized institutions of Higher learning. It was established by an act of parliament a statute known as Higher Education Loans Board Act 1995,,and it was legally as Act number 3 of 1995. It came into existence on 21st July, 1995 through Kenya gazette supplement (CAP 213A). higher education loans board administers the student loans scheme.The board is also empowered to recover all outstanding loans given to former university students by the government of Kenya since 1952 through Higher Education Loans Fund(HELF) and to establish a revolving fund from which funds can be drawn to lend out to needy Kenyan students pursuing higher education. The establishment of a revolving fund was expected to ease pressure on the exchequer in financing education which currently stands at 40% of the annual national budget. Its vision is to be the best preferred financier of Kenyans pursuing higher education and the mission is to provide affordable loans bursaries and scholarships to Kenyans studying in recognized institutions of higher education.The board disburses loans to any Kenyan undergraduate students enrolled in government or self-sponsored programmes in Kenyan universities and other universities in other member states of east Africa community recognized by the Commision for higher education(CHE) The government through Higher Educations Loans Board ensures equity is maintained in acquisition of higher educaton since throough the electronic and online application of the sponsorship by the government, all needy students can apply for the loan irrespective of where they come from since the loan is granted depending on the level of need.Besides the loan being given to only students who qualify to go to the university by getting the required cluster set by Joint Admission Board(JAB), also students who have attained the minimum entry requirements of being admitted by a university in Kenya which is a C+(plus) are able to access this grant hence allowing them to get uni versity education through the Self-sponsored program and thus ensuring equity across the two programs. Financing of higher education in Kenya is also be done by institutions and organizations. For instance, Kenya Youth Education scholarship Fund has a mission to help needy and deserving youth with limited financial resources who display academic excellence and the desire to acquire practical skills and knowledge to enhance self reliance by pursuing higher education. The scholarship that they advance to the qualified candidates only caters for tuition and upkeep only but the cost of other accessories like personal effects is on the beneficiary.This scholarship is mostly biased to women and the aim is to enhance equity so that the girl child can as well access higher education as their male counter parts who form a large chuck of the students in the universities. USAID is another institution that sponsors university in Kenya. Each year, it sponsors around 18 higher education scholarsh ips to Kenyan students. These scholarship are offered to students from marginalized communities in Eastern and north Eastern regions and urban slums of Nairobi. The scholarship targets the minority muslim group. For one to qualify he or she must have attained the minimum of getting entry in university in Kenya. The aim for the cholarship is to bridge the gap that is so prevalent in these regions since most people don’t get the chance to pursue higher education because of the cultural dictates where girls are married off at an early age and where girl-child education is not treated with a lot of importance that it deserves. The effort by USAID ensures that most girls from these environments get university education and empowers. Some universities get direct offers of international and local scholarships. For instance Kenyatta university through the office of Orphans and Vulnerable students gives scholarships to total and/or partial orphans to enable them to pursue their univer sity education with a lot of ease. The scholarship usually covers full tuition fees for students wwho are total orphans and have been admitted to Kenyatta university.The selection is done after a careful scrutiny of documents to ascertain the level of need for the applicants. For the case of partial scholarships, the university pays 25% of the total tuition fees every year until the end of the degree program. The scholarship is given to students with proven high level of performance and genuine need for financial assistance. The university also caters for other students who have been admitted to the university and are already enrolled in one of the its programs. It gives internal butsaries to students with financial need based on the level of vulnerable students.Also, the university awards post graduate scholarships which cover the tuition fees for masters programs. The scholarship is awarded based on higher academic performance. Many universities have followed suit and are awarding scholarships to their students. This effort helps in ensuring that as many people are able to access university education even those who come from poor and destitute backgrounds because when their tuition fees is paid for, then they find it very easy to get some money for upkeep but if they have problems of fees payment, then their education may be disrupted and may be halted.Other organizations like UNESCO have fellowships that are offered to both students and teachers who want to pursue higher education in fields that enhance sustainable human development and foster international understanding and a culture of peace. It offers fellowships in the following thematic areas; education, natural sciences, social, human sciences, culture, communication and information. The aim is to enhance equity and access of university education since these are mostly given to students who exhibit some level of financial need and are high performers in academics.

Developmental Psychology and Life

Understanding Psychology Psychology is everywhere, surrounding our daily lives. It helps us, humans, to overcome difficult challenges and obstacles we come across. I do not know my future, but what I plan on looking forward too is working as an accountant. As I get up to becoming an accountant, using psychological theories will help me, but having a successful career does not necessarily mean a successful life. In my opinion, a successful life consists of the job you are happy to work for and the family you have always wanted.Throughout the course of this psychology class, the theories and concepts I got the most out of was on child development. Learning psychology is well worth anyone’s time if they want the drive and aim toward a specific goal and it will definitely help me in life. The psychological concept of problem-solving will be useful in my future as algorithms will be the most reliant to an accountant. But using heuristics to get done with work more quickly during a bad day is a solution I need to think of too.If I became a well-liked accountant serving many companies and people, it will be difficult for me to get all the work done for every single person. That is why I hope the heuristics I come up with will get the job done quicker. Algorithms are for computers, but we humans learn shortcuts for most things in life. Getting to my goal of becoming an accountant, I want to have the psychological motivation in my mind to achieve the best I can. Motivation is be a huge factor in achieving most obstacles. Having the motivation will help you rise above others that are looking for the job to serve someone.Also, as I am a Type B person right now, the nice, calm, relaxed; however, I should be more of a hardy personality, the one who has a strong commitment to a specific goal in life which will get me to have that motive of being that accountant. It will be easier for me to earn the position of my future career. Everyone has a goal in life and having a hardy personality will help one achieve and pursue further past the goal. Even becoming a type A person will help me achieve my goals sooner; it will end my life more quickly.Psychology has helped me become more motivated in achieving all the goals I have to look forward to and hopefully achieving in the future. Self-esteem is a major role in everyone’s life. Before this psychology class, I did not notice my self-esteem level. I assume that I have a high self-esteem because of all the high hopes and feelings I always think of. Having that high self-esteem is essential in life and I hope that I will continue to have the high self-esteem I have now. I look at myself as if I will become a successful accountant. I continue to say that I can achieve what I want to achieve if I believe I can.This course has helped me understand the self-esteem and what I get out from it. Knowing more about it got me to try harder so that I can look at myself, happy. Sternberg’s Triangular T heory of Love taught me three key components in keeping a relationship strong and healthy. Intimacy, passion, and commitment are what Sternberg’s theory of love consists of. As I grow closer to my significant other, I want to have all three of those elements with her to stick with each other. Working on all three elements is something that I should work on now and throughout the future.It will get me closer to my significant other and will provide a more exciting and committed relationship. As I have learned plenty of information throughout the semester, I have learned more on child development more than anything else in the class. I know that it has helped me become a better parent for the future. I am hoping to have a family of my own someday. It is not a goal that will be easy to accomplish. The theory of cognitive development has been the biggest impact for me because I have learned the stages of Piaget.I think that is important because understanding the stages and where the child is with the stage; it will help me figure out the child’s needs and wants. Knowing this will encourage me to become a better father in the future. The stages will help me know why a child did what. Toddlers will be clueless being talked out of doing something; they will not understand the lectures you present to them. Learning to disciple them a different way will be much more effective and efficient if you understand the different stages of children.The future will provide many great things and having to raise a child the correct way depending on your child will be greatly beneficial as it will not only please you, but the child will grow up happy. Learning about Erikson’s Psychosocial Theory has helped me understand the meaning of true life. What it is intended for and what I have done with my life as of now. I do not remember the time of my early childhood that much, but I know I was taught in a well organized way because you need the early stages strong a nd wide to develop a strong later stage.Teaching my kids using Erikson’s theory will get my children to become strong and well controlled. I want my infant to know that people will be there for her. I want the baby to learn trust instead of mistrust so that she will have a strong base to start off in the right direction of her new life. As she becomes a toddler, I want her to know that she can do things on her own. I do not want to interfere with anything or even look frustrated at her that will make her feel unworthy of doing something which will get her to be shameful and doubtful later on in life. As the toddler grows, I want to encourage her to do things on her own.I want her to take initiative instead of being in guilt all the time. Taking initiative will help her become more of a role model later in life and that is what most caring parents want their child to become. During middle childhood, I want my child to know the industry of our culture and to learn the basic ski lls of our culture. As adolescence hits my child, I want them to understand who she really is and what she is going for. I want her to identify herself and not get mixed up in role confusion. I am in my adolescence as well, and I have figured out where I want to go in life, as I want to become an accountant.I can say I have successfully overcome the role confusion in Erikson’s Psychosocial Theory. Knowing Erikson’s theory has helped me recognize the later life and what it has to offer me. I want to have the intimacy in my life instead of isolation. Having that special person in my life helps me make every effort to become successful in the future. When I finally hit my middle age, I want to realize that my life is getting closer to an end and that I cannot live forever. It will help me for my next stage, which will help me understand that I had a purpose in life. I would not want to die in living in regret.Not only do I want to do the right thing for myself, but also I want my family to take time to understand Erikson’s Psychosocial Theory. It will help each single person become a better person. In addition, learning the foot in the door and door in the face effect will greatly impact what I can get out of life. The foot in the door effect is when you start off with something small and then you add on something small. In the future if I am planning on getting married, I could ask my parents if they are willing to buy something small for the wedding such as, invitation aper. Then as I get them to accept my request, I add on something small again such as, flowers. Then add on more and more; eventually, my parents will be paying a large amount for the wedding. However, the door in the face effect is something different. It is when you ask for something big where they will say no. Then putting out something big again but is easier to do, so that someone will do it because they will feel bad for saying no. This could be useful when I ask for a raise, but I ask for a large amount where I will get denied.Then I ask for something smaller so that I will be able to acquire even a raise. That is why the foot in the door and door in the face effect will be very useful to me in the future where my expenses will be much higher than it is now. In conclusion, psychology has given me the opportunity to help go through life step by step for the aspirations I have. Having aspirations are important in the process of moving forward in life and I know that psychology has helped me move forward. Learning material that will make my future a whole lot better is more fun to learn about than material I may never have to use again.Learning about the different stages in Piaget’s stages as well as Erikson’s Psychosocial Theory will be useful for a child in the future. As well as providing the information of motivation, self-esteem, types of personalities, and problem-solving will help me for my future career. I want to use the knowl edge of psychology to help me achieve the happy life that will be the best for me. Learning about Sternberg’s Triangular Theory of Love will also help me get the most out of a relationship and be joyful to be with someone I will truly love.